Muhammad Atif, Ahmed Anis Charfi and Eric Lombardot, “Consumers’ Ethical Decision Making: A Cross-Cultural Analysis Articulating on Issues, Information, and Identities,” Proceedings of the 21st International Business Information Management Association (IBIMA), ISBN: 978-0-9860419-0-7, 27-28 June 2013, Vienna, Austria, p. 1614-1632.