Abstract:

The key purpose of this scientific work is the description of features of digital economy from the point of view of the existing and perspective level of development of computing and information technologies. The main attention focuses on the analysis of the most probable options of the use of opportunities of artificial intelligence for practical needs of participants of economic processes. Among the perspective directions, the following deserve considering: block chain technology, cryptocurrencies creation and usage, processing of big data arrays, planning of personal finance, automation of processes of investment strategies elaboration and their realization. The article also pays attention to some less worked out, but promptly developing fields of application, in particular, development and use of robots consultants in the sphere of financial and insurance business. Besides, this article contains a short review of the current state of artificial intelligence technologies in relation to the needs of digital economy in Russia and his comparison with the current situation in the most developed countries of the world.