Consumer awareness of the possibility of using payments with an NFC chip implanted under the skin – Polish perspective

Abstract:

Payments using a microchip implanted under the skin debuted on the Polish market in spring 2021. At that time, the service provider began public relations activities to familiarize Poles with the new technology and the benefits of its use. Although the Polish society is considered innovative and eagerly following the novelties on the electronic payments market, in the first months of the start of sales, the service provider could not talk about success. This text is an attempt to answer the question whether Poles were aware at that time that in their country it was already possible to pay using a chip implanted under the skin of the hand and whether they realized that such technology existed at all. The authors made this attempt based on the conclusions of their own empirical research conducted in this period on a random sample (N=205) of adult Poles.