Abstract:

This research paper represents the highlights found in a study done by using a questionnaire in trying to reach the level of adversity towards risks on contracting a real estate loan, the level of knowledge and understanding had on the way financing tools work when it comes to loans and the perspective towards were does an emerging economy situates itself, in this situation being the case of Romania. The data that resulted is explained here with the purpose to map how Romanian’s economically feel were they are heading and to better understand what are their main concerns regarding their expectations and motivations.