Abstract:
Most of the people use mortgage loans as a tool for achieving their own decent living. The aim of this article is to analyze key sociological and personal economic indicators (variables) that influence the mortgage market. Authors’ starting point was to define in advance a null hypothesis (H0) which had been tested in statistic software R at confidence interval 0.05. Reliable data for the empirical research were gathered through a questionnaire. The statistical research helped reveal that the mean value of the mortgage loan is 0.2922, its standard deviation, which amounts to 0.0368, is caused by high data variability. The statistical research further proved that there are significant factors influencing the mortgage loan market.
