Determinants of E-Banking Loyalty for Large Business Customers: Two Empirical Models

Abstract:

The current research paper proposes two models for the determinants of E-banking Loyalty for large business customers. The results demonstrated that five main quality dimensions were identified for the e-banking portals: assurance, reliability, convenience and quality monitoring by the financial director of the company. The results also confirm that e-banking quality has a strong impact on e-banking loyalty via the mediating effect of e-trust and that switching costs have strong impact on e-banking loyalty. Further our findings also suggest that interpersonal relationships generated between the bank manager and the decision maker of the company will affect the perceptions of service quality in online banking, and then also affect E-Banking Loyalty.

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