Abstract:

The paper discusses the perspectives and forms of modern financial institutions based on the use of only remote cooperation with clients through the Internet and mobile applications. Besides the volume of the client base of digital financial institutions worldwide is analyzed; the comparative estimation of financial indicators of the largest digital banks in the world is conducted. The comparative financial analysis on the example of the largest independent digital credit organization around the world JSC Tinkoff Bank with classical financial institutions is carried out. Based on the conducted research, further possible ways of development of digital banks in the modern economy are examined.