Abstract:

This study analyzes the factors that determine financial inclusion in Simeulue Regency, Aceh Province using household survey data with the sample of 383 households. There are two methods of analysis used in this study, namely factor analysis and cross tabulation. The estimation results show that the variables that influence the determination of financial inclusion are gender, education level, and employment status. Meanwhile, employment status, poor status, and education level have a significant effect on financial inclusion. Furthermore, women have more influence than men. Financial institutions and banks need to take advantage of the influence of women in increasing financial inclusion in this area.