Abstract:

Financial education is an issue that has been incorporated into educational institutions in recent years in a vertiginous manner, taking into account that the socioeconomic dynamics in the countries are fluctuating and require special attention due to variations in economic indicators such as GDP, foreign exchange or quality of life; understanding that financial crises are the ones that aggravate the poverty and inequality of nations (Baquero, 2014). Thus, this document describes and develops the characteristics of a group of adolescents who attend the last two years of secondary education, inquiring about the knowledge and configurations of economic psychology, from the savings factor. The study and subsequent data analysis was developed through a linear regression model for quantitative data from two exogenous variables: the culture of saving money vs. students who received academic training in financial concepts and those who did not. In other words, through the survey under a Likert scale model it is possible to identify the variables that are directly related to the culture of saving in young people.