Abstract:

The study investigated the effect of financial literacy on financial technology (Fin Tech) adoption in Nigeria. The descriptive survey research design was adopted in this study to sample the opinion of respondents. This method involved random selection of respondent who were administered with questionnaires. The target population of the study comprised of selected participants in banks. A total of one hundred (100) respondents constitute the sample size using a simple random sampling technique. The present study established that there was a significant effect of financial literacy on adoption financial technology in Nigeria. It was recommended that effort should be made by the government through the network provider to improve in networking for effective uses of internet banking and there should be a campaign by the banks to their customers to educate them on how to use the services.