Abstract:

The main focus of this paper is to describe and analyze how the Impact investments should affect the product portfolio of Slovak banking sector. Impact investments are intended to create positive social or environmental impact beyond financial return, constitutes a new asset class. Impact investments are typically made in private markets by providing debt or equity to mission-driven businesses. Impact investing, or we should say, social investing has gained traction among a wide range of investors, including foundations, private managers, individuals, commercial banks and development finance institutions. We are assuming that investors have a wider range of expectations for impact investment financial returns what estimates significant market opportunity for Impact investment over Currently ongoing economic problems we face with great mistrust and caution in financial markets. The banking sector as such is a very important and currently has an inherent part of the economy, almost every state. The current conditions in the economy are the Slovak, but also the global banking sector is very challenging environment and the banks are faced with lots of problems next few years. From this perspective our article is including also analyzes of Slovak banking sector which is overview of the biggest opportunities in the relevant Impact investments.