Abstract:

The evolution of the insurance market will undergo major changes starting with the 1st of January 2016, when the implementation of the Solvency II European Regulation takes effect. This regulation integrates new risks for the insurance companies: the underwriting risk, the liquidity risk, the concentration risk, the market risk, the credit risk, the strategic risk, which will all lead to the insurance company solvency establishment. In this context, we decided to realize an analysis of the structure of the investment portfolio of global and European insurers. Also we identified and analyzed trends, strategies and achievements in the insurance field.