Abstract:

With the advent of the "digital economy era", China's big data, mobile Internet, Internet of Things, cloud computing, artificial intelligence and other technologies have been rapidly updated, and the Internet insurance industry has developed rapidly. In 2014, the State Council issued the “Several Opinions on Accelerating the Development of Modern Insurance Service Industry”, clearly supporting financial insurance companies to actively use modern Internet technologies such as cloud computing and big data to innovate sales channels and service models, which will undoubtedly be the Internet. The development of insurance provides a broad space for development. By the end of 2016, more than 200 insurance companies in China had launched Internet insurance business, accounting for 74% of the total number of insurance companies nationwide, five times that of 2011. On January 29, 2019, the Bank of China Insurance Supervision Committee released the 2018 insurance data statistics report. According to statistics, in 2018, the original insurance premium income of the insurance industry was 380.162 billion yuan, a year-on-year increase of 3.92%.