Abstract:

The paper is focused on the area of the insurance market and statistics which are the basis for assessing its level. The main objective of this paper is to present different methodical approaches for data reporting in conditions of the Czech insurance market, where Czech National Bank, Czech Statistical Office and Czech Insurance Association represent the significant statistical sources. The second objective of the paper is to assess and comment the choice of indicators for specific analysis within the Czech insurance market. If goes about the choice of indicators, it is necessary to take into account a type of the insurance product, among others a question, how long is the indemnity going to be paid out and whether it is possible to settle a total amount of the loss already at the beginning of the claim adjustment. Therefore it is necessary to differentiate between property insurance and liability insurance.