Abstract:

For the basic characteristics calculation the mathematical-statistic methods are used. For the trend function parameter estimate the smallest square method known from the regression analysis is used. The source of analysis is the data set published by the National Bank of Slovakia from years 2004 – 2014. Based on the thesis results we can state that in the life insurance the growth of the technical insurance continues, on the other hand the structure among various sectors has changed. In the non-life insurance the negative trends continue in car insurance. hese resources represent a process of placement of temporarily available financial resources to the financial market for the purposes of their return and profit generation. Insurance companies therefore handle such property very carefully because it is covered from these technical reserves serving for coverage of risks of insurance and coverage activities. It is therefore suitable to establish certain limitation concerning unrestricted usage of such property to avoid devaluation of these technical reserves, which is also governed by the Act on Insurance.