Abstract:

This study aims to determine the effect of financial literacy and financial inclusion on retirement planning. Used a quantitative method with 236 respondents in Indonesia and processed by the method of multiple linear regression analysis. The results of the study show that financial literacy and financial inclusion have a significant effect on retirement planning, which means that the higher financial literacy and financial inclusion of a person, the better their retirement planning. Besides, the results of the study showed that respondents were dominated by moderate financial literacy, moderate financial inclusion levels, and high retirement planning levels