Abstract:

The article deals with the stability of the domestic economy in the context of the main problems of the Russian banking system which developed in a period of transition to a market economy, as well as after the economic crisis of 2008. The authors paid particular attention to the readjustment procedure for the authorized commercial banks in the mode of recovery of economic subjects of the market of banking products and services. This is because of the extraordinary role that the banking system under the control of a mega-regulator plays in the functioning of the institutional economy and, in particular, of the real sector of the economy. The banking system, however, is currently demonstrating its own compression at an alarming rate.  The authors are trying to obtain an understanding of the problems that are common to the withdrawal of the Russian industry from the recession. For this purpose, according to the authors, it is necessary, first of all, to develop a proper rehabilitation scheme directly for the Russian banking system largely blocked by financial institutions which are the least concerned about the interests of the national economy. A renovated banking system, according to the authors, is capable of providing investments in the fixed capital of industries of the real economy in the required quantities. The available credit facilities will enable industrial enterprises to get out of the sleeping state and properly solve the problem of actual import substitution.