Abstract:

The article discusses the economic nature of banking risks and discloses their content. The classification of risks was carried out according to such criteria as the causes and areas of their occurrence. Banking risks and ways to manage them are assessed taking into account the external and internal factors affecting them. The necessity of risk management with the aim of minimizing them is grounded. Attention is paid to political risks. The risks of specialized and universal banks are separately considered, their features are revealed. The article сovers the main provisions of the legislative and regulatory requirements for bank risk management. The role of the Bank of Russia in increasing the efficiency of bank risk management has been determined.