Abstract:

This paper aims to analyze the evolution of the household savings in terms of their ability to provide economic stability in the face of an uncertain future (one of the Keynesian reason for the demand of money) but also in terms of their capacity to support one of the functions of money (important but sometimes ignored): the store of value. In order to develop this approach, the author will analyze the trend of household savings in time deposits from the Romanian banking sector in correlation with the evolution of two important indicators: the interest rate that rewards them and the inflation rate.