Peterson Obara Magutu, Michael Mwangi, Lecturer, S. Onserio Nyamwange, Richard Bitange Nyaoga, Margaret Kagu, Kipngeno Mutai, Henry Kilonzo and Peninah Nthenya B.Com“E-Commerce Products And Services In The Banking Industry: The Adoption And Usage In Commercial Banks In Kenya” Proceedings of the 13th International Business Information Management Association (IBIMA), ISBN: 978-0-9821489-2-1, 9-10 November 2009, Marrakech, Morocco, p 1598-1610
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