Paul H.P. Yeow, Yee Yen Yuen, and David Yoon Kin Tong, and Nena Lim, “User Acceptance of Online Banking Service in Australia,” Proceedings of the 10th International Business Information Management Association (IBIMA), ISBN: 978-0-9753393-9-8, 30 June – 2 July 2008, Kuala Lumpur, Malaysia, p.129-135.
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