Harsh Dhand, Glen Mehn, Daniel Dickens, Aparna Patel, Dhruv Lakra, and Austin McGrath, “Internet Based Social Lending,” Proceedings of the 10th International Business Information Management Association (IBIMA), ISBN: 978-0-9753393-9-8, 30 June – 2 July 2008, Kuala Lumpur, Malaysia, p. 399-404.
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