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Christos C. Frangos, Konstantinos C. Fragkos, Ioannis Sotiropoulos, Giannis Manolopoulos, and Aikaterini C. Valvi, “A logistic regression model of factors predicting demand of bank loans by customers in Greece,” Proceedings of the 17th International Business Information Management Association (IBIMA), ISBN: 978-0-9821489-6-9, 14-15 November 2011, Milan, Italy, p.651-668.