Koh Her Loke, Solarin Sakiru Adebola, Suganthi A/P Ramasamy, Yuen Yee Yen, Jauhari Bin Dahalan and Goh Guan Gan, “Microfinance Services Effect On Socio-Economic Welfare Of Urban Vulnerable Households In Malaysia,” Proceedings of the 30th International Business Information Management Association (IBIMA), ISBN: 978-0-9860419-9-0, 8-9 November 2017, Madrid, Spain, p.304-316.
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