Maulia Nurul HAKIM, Syifa FAUZIAH, Rika Yulita AMALIA, NURWAHIDIN and Nurul HUDA, “Switching in Donation Behavior Using Financial Technology During the Covid-19 Pandemic in Indonesia..,” Proceedings of the 36th International Business Information Management Association (IBIMA), ISBN: 978-0-9998551-5-7, 4-5 November 2020, Granada, Spain, p 6058-6069.
Rika Yulita AMALIA, NURWAHIDIN and Nurul HUDA, “Strategies for Optimizing Ziswaf Utilization for Sanitation and Clean Water in Indonesia,” Proceedings of the 36th International Business Information Management Association (IBIMA), ISBN: 978-0-9998551-5-7, 4-5 November 2020, Granada, Spain, p 6555-6564.